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🛡️ Consumer Protection Guide

Avoid Roofing Scams in Pomona Park

Roofing work is a big investment, and unfortunately, storm-prone areas like Pomona Park attract contractors who are more interested in a quick payout than quality work. Whether you need repairs after a storm or a full replacement, knowing the warning signs of a roofing scam can save you thousands of dollars and years of frustration. Here is how to spot red flags, verify credentials, and find a roofing professional you can actually trust in Putnam County.

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Common Residential & Commercial Roofing Scams in Pomona Park

Be aware of these tactic used by unlicensed operators

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The Storm Chaser

After a storm passes through Putnam County, out-of-town contractors flood the area offering fast roof inspections. They claim to spot damage you cannot see, get you to sign an assignment of benefits (AOB), and then do shoddy work or disappear with your insurance payout.

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The Lowball Quote Trap

A roofer gives you a quote far below everyone else. Once you accept, they start finding 'unforeseen issues' and jack up the price mid-project. By then, you are already committed or they have your deposit.

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The Disappearing Roofer

You pay a significant deposit, materials show up, and then the crew works for a day or two — then vanishes. Calls go unanswered, and you are left with a torn-off roof and no way to finish the job.

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Insurance Claim Fraud

A roofer offers to cover your deductible or claims they will handle everything with your insurance company directly. This is illegal in Florida. They may inflate the claim, which can lead to your insurance being dropped or you facing fraud charges.

How to Verify a Professional

1

Insurance

A trustworthy roofer carries general liability insurance (to cover damage to your property) and workers' compensation insurance (to cover injuries on your property). Ask for a certificate of insurance and call the insurance company directly to confirm it is current. Never take their word alone.

2

Licensing

Florida requires roofing contractors to be licensed by the state. Ask for their Florida Department of Business and Professional Regulation (DBPR) license number, then verify it online at myfloridalicense.com. Make sure the license is active and in good standing with no disciplinary actions.

3

References

Ask for at least three recent local references — homes in Pomona Park or nearby Putnam County where they completed similar work. Call those homeowners and ask about the quality, timeline, cleanup, and whether they stayed on budget. Also check Google, Nextdoor, and the Better Business Bureau for reviews.

Protection FAQs

How can I check if a roofer is licensed in Florida?

Visit myfloridalicense.com and search by the contractor's name or license number. You can see if the license is active, when it expires, and whether there have been any complaints or disciplinary actions. Only work with a roofer who holds a valid Florida roofing contractor license.

What should a roofing contract include?

A solid contract includes the full scope of work, specific materials and brands, start and completion dates, payment schedule tied to milestones, warranty terms (both workmanship and manufacturer), Cleanup and debris removal details, and a process for handling change orders. Never sign a contract with blank spaces.

How much should I pay upfront for a roofing job in Pomona Park?

In Florida, it is standard to pay no more than 10% down or the actual cost of materials delivered to your property — whichever is less. Avoid roofers who demand 50% or more upfront. A milestone-based payment schedule protects you if the work stalls.

What is a storm chaser and how do I avoid one?

Storm chasers are out-of-town contractors who swarm areas after bad weather. They often have temporary phone numbers, out-of-state plates, and pressure you to sign quickly. To avoid them, work only with established local roofers who have a physical address in Putnam County and a verifiable Florida license.

Is it illegal for a roofer to offer to cover my insurance deductible?

Yes, in Florida it is illegal for a roofing contractor to pay, waive, or rebate your insurance deductible. This is considered insurance fraud. If a roofer makes this offer, it is a major red flag. Report them to the Florida DBPR.

What is an Assignment of Benefits (AOB) and should I sign one?

An AOB lets the roofer step into your shoes and deal directly with your insurance company. While not always a scam, it is often abused. Once you sign an AOB, the roofer can file claims and negotiate payouts without your input. Read every word carefully and consult your insurance agent first.

What should I do if I think I have been scammed by a roofer?

Contact the Florida Department of Business and Professional Regulation (DBPR) to file a complaint against the contractor. You can also report to the Putnam County Sheriff's Office non-emergency line, the Florida Attorney General's office, and the Better Business Bureau. Gather all documents, photos, and communications.

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Licensed & insured professionals CALL NOW: 1-866-674-2070