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🛡️ Consumer Protection Guide

Avoid Roofing Scams in New Haven, MI

A new roof is one of the biggest home investments you'll make, and unfortunately, it's also one of the most common targets for scams. In New Haven and across Macomb County, most roofing contractors are honest professionals — but a few bad actors give the trade a bad name. Knowing the warning signs before you sign anything can save you thousands of dollars and a lot of stress. Here's how to spot red flags, verify who you're hiring, and protect your home and your wallet.

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Common Residential & Commercial Roofing Scams in New Haven

Be aware of these tactic used by unlicensed operators

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Storm Chaser Scam

Out-of-town contractors show up in New Haven after a hailstorm or wind event, offering quick repairs at "special" prices. They take a deposit, do minimal or shoddy work, and disappear before problems surface — often leaving homeowners with no way to reach them.

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Insurance Fraud / "Free Roof" Scam

A roofer claims they'll "take care of everything" with your insurance company, offers to waive your deductible, or encourages you to inflate the damage claim so the roof costs you nothing. This is insurance fraud, and homeowners can be held liable or have claims denied.

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Upfront Payment / Disappearing Contractor

The contractor demands a large percentage of the total cost — or full payment — before materials arrive or work begins. After payment, work stalls, quality suffers, or the crew never shows up again.

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Bait-and-Switch Pricing

You receive a low written estimate, but once the job starts, "unexpected" costs appear — extra layers of shingles, rotten decking, or materials surcharges — and you're pressured to pay far more than agreed.

How to Verify a Professional

1

Insurance

Ask for a certificate of insurance and verify it. Request a current certificate showing general liability and workers' compensation coverage, then call the insurance company listed to confirm the policy is active and the roofer is named on it. If they can't or won't provide proof, walk away.

2

Licensing

Check with the state and local building department. Michigan licenses residential builders and maintenance contractors through the Department of Licensing and Regulatory Affairs (LARA) — search a contractor's license status online. Then call the New Haven or Macomb County building department to confirm they pull the required permits for your job.

3

References

Get and check local references. Ask for contact info for at least three recent roofing jobs in Macomb County, call those homeowners, and drive by the finished work if you can. Check reviews across multiple platforms, not just the contractor's own website.

Protection FAQs

Do roofing contractors need a license to work in New Haven, MI?

Michigan doesn't issue a specific "roofer" license, but residential builders and maintenance contractors must register with the Michigan Department of Licensing and Regulatory Affairs (LARA). Check LARA's online license lookup, and ask the New Haven or Macomb County building department about permit and registration requirements for your specific job.

Is it normal for a roofer to ask for money upfront?

A small deposit — typically 10% or less — can be normal to secure materials. Large upfront payments, or full payment before work begins, are a red flag. Tie payments to completed milestones and never pay in cash.

A contractor knocked on my door after a storm and offered a deal. Should I be suspicious?

Not automatically, but be cautious. Storm chasers often pressure homeowners into signing quickly. Take your time, verify their local address, license, and insurance, and get written estimates from at least three contractors before deciding.

A roofer offered to waive my insurance deductible. Is that a good deal?

No. Waiving or "covering" your deductible is insurance fraud in most states, including Michigan. It can lead to denied claims, canceled policies, and legal trouble. Work with your insurer directly and be wary of any contractor who promises a "free" roof.

How do I check a roofer's insurance?

Ask for a certificate of insurance showing general liability and workers' compensation coverage, then call the insurance company listed to confirm the policy is active and the roofer is named on it. If they hesitate to provide proof, consider that a major red flag.

Should I get more than one roofing estimate?

Yes. Getting at least three written estimates helps you spot prices that are unusually low — a common bait-and-switch tactic — and gives you leverage for negotiation. Compare not just price but materials, timelines, warranties, and the contractor's local reputation.

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Licensed & insured professionals CALL NOW: 1-866-674-2070