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🛡️ Consumer Protection Guide

Avoid Roofing Scams in Lamoille, NV

Roofing work is a major investment for your home or business. Unfortunately, storm chasers and unlicensed operators often target communities like Lamoille, especially after severe weather in Elko County. Knowing the warning signs and how to verify a roofer's credentials can save you thousands of dollars and years of headaches. Here’s how to protect yourself and find a roofing professional you can trust.

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Common Residential & Commercial Roofing Scams in Lamoille

Be aware of these tactic used by unlicensed operators

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Storm Chaser / FEMA Scam

After hailstorms or high winds, out-of-town operators swarm into Lamoille offering quick roof inspections. They claim your roof has hidden damage, often using fake credentials or pressuring you into signing an insurance assignment agreement before a professional adjuster has assessed anything.

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The Lowball Bid & Mid-Job Price Hike

A roofer gives you an estimate that is suspiciously lower than everyone else. Once materials are ordered or demolition starts, they claim they “found rot” or “structural issues” and demand thousands more to finish the job. If you refuse, they walk away with your deposit.

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Fake Insurance & Warranty Promises

Scammers claim they are fully insured and offer “lifetime warranties” but cannot provide verifiable proof. After the job, if shingles fail or leaks appear, the “warranty” is worthless and the phone number no longer works.

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Deductible Fraud

Some roofers offer to “waive” or “refund” your insurance deductible as an incentive to choose them. This practice is illegal in Nevada and constitutes insurance fraud. It can result in your claim being denied or your policy canceled.

How to Verify a Professional

1

Insurance

Ask for a certificate of insurance directly from the roofer’s insurance provider. Confirm they carry both general liability insurance and workers’ compensation coverage. If they can’t provide proof, do not hire them.

2

Licensing

Nevada requires all roofing contractors to hold a valid license from the Nevada State Contractors Board (NSCB). Search the NSCB website for the contractor’s license number and verify it is active and in good standing before signing anything.

3

References

Request at least three recent local references from jobs similar to yours. Call those homeowners and ask about the quality of work, timeline, cleanliness, and whether any issues came up after the job was completed.

Protection FAQs

Do roofers in Lamoille, NV need a license?

Yes. Nevada law requires all roofing contractors to hold a license issued by the Nevada State Contractors Board. You can verify any roofer’s license status for free on the NSCB website before hiring them.

How can I check if a roofer is insured?

Ask for a certificate of insurance directly from their insurance company, not just a paper the roofer hands you. Call the insurance provider listed on the certificate to confirm the policy is active and covers both general liability and workers’ compensation.

What should a roofing contract include?

A trustworthy roofing contract should include the full scope of work, specific materials and shingle brands, a payment schedule (never full upfront), project timeline, cleanup details, warranty terms, and how change orders will be handled in writing.

Is it normal for a roofer to ask for money upfront?

A small deposit (typically 10-15% or as allowed by Nevada law) may be reasonable for material ordering. However, demanding full payment or more than one-third upfront is a major red flag. Never pay in cash.

What is a “storm chaser” and how do I avoid one?

Storm chasers are out-of-town contractors who follow severe weather and pressure homeowners into quick repairs. Avoid them by hiring local, established roofers with a physical address in the Lamoille or Elko County area and verifiable Nevada licensing.

How do I report a roofing scam in Lamoille?

Report suspected roofing scams to the Nevada State Contractors Board, the Elko County District Attorney’s Office, and the Nevada Attorney General’s Office. If you suspect insurance fraud, contact your insurance company’s fraud department as well.

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