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🛡️ Consumer Protection Guide

Avoid Roofing Scams in Aubrey, TX

Roofing work is a major investment for your home or business, and unfortunately, storm chasers and dishonest contractors often target Aubrey and Denton County residents. Knowing the warning signs before you hire can save you thousands of dollars and endless headaches. Here’s what you need to watch for.

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Common Residential & Commercial Roofing Scams in Aubrey

Be aware of these tactic used by unlicensed operators

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Storm Chaser Roofing Scams

After a hailstorm or high winds, out-of-town contractors swarm Aubrey neighborhoods offering quick repairs. They collect a large deposit or insurance check, do shoddy patchwork, and leave town before the real problems surface.

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The “Free Roof” Insurance Fraud Pitch

A contractor promises they can get your insurance to pay for an entirely new roof “with no cost to you.” They pressure you into inflating the damage claim, which can put you at risk for insurance fraud or policy cancellation.

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Upfront Payment & Disappearing Act

The roofer demands a large cash deposit or full payment upfront to “secure materials.” Once paid, they delay the start date, do minimal work, or vanish entirely without completing the job.

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Subcontractor Bait-and-Switch

A company presents itself as an established roofing business but secretly subcontracts all work to an unlicensed crew. If the work fails, you have no recourse because the actual workers were never vetted or insured.

How to Verify a Professional

1

Insurance

Request a certificate of insurance directly from the contractor’s insurance agent, not just a paper copy the roofer hands you. Verify they carry both general liability insurance (at least $1 million) and workers’ compensation coverage to protect you if someone gets injured on your property.

2

Licensing

Verify that the contractor holds a valid Texas Roofing License through the Texas Department of Insurance (TDI). You can search their license status online at the TDI website. Also check that they are registered with the Texas Secretary of State if they operate as an LLC or corporation.

3

References

Ask for at least three recent roofing projects completed in Aubrey or nearby Denton County. Call those homeowners and ask about the timeline, cleanup, communication, and whether any issues arose after the job was finished.

Protection FAQs

How can I check if a roofing contractor is licensed in Texas?

Visit the Texas Department of Insurance (TDI) website and use their license search tool. Enter the contractor’s name or license number. A legitimate roofer in Aubrey will hold a valid TDI roofing license. You can also check with the Texas Secretary of State to confirm their business registration.

What should I do if a roofer shows up at my door after a storm?

Do not sign anything on the spot. Get their business card, tell them you’ll review their information, and call your insurance company to schedule your own inspection. Legitimate contractors respect your right to compare bids and never pressure you for an immediate decision.

Is it normal for a roofer to ask for full payment upfront?

No. This is a major red flag. Reputable contractors typically ask for a small deposit (10-15%) or payment for materials delivered to your property. The balance is paid upon completion and your final inspection. Never pay the full amount before the work is finished.

How do I verify a roofer’s insurance coverage?

Ask for a certificate of insurance and call the insurance agency listed on the certificate to confirm it’s active. Make sure they have both general liability insurance and workers’ compensation coverage. If they don’t carry workers’ comp, you could be held liable for on-site injuries.

What is a storm chaser roofer and how do I spot one?

Storm chasers are out-of-town contractors who follow severe weather patterns and set up temporary operations in affected areas. Spot them by out-of-state license plates, temporary phone numbers, no physical local address, and aggressive door-to-door tactics. They often leave town before warranty issues arise.

Should I get multiple roofing quotes before hiring?

Yes, always get at least three written estimates from different contractors. Compare materials, timelines, warranty terms, and payment schedules. Be cautious of a quote that is significantly lower than the others — it often means corners will be cut or hidden fees will appear later.

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