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🛡️ Consumer Protection Guide

Avoid Roofing Scams in Moulton, TX

Roofing is a significant investment for any Moulton homeowner or business. Unfortunately, storms roll through Lavaca County, and so do scammers looking to take advantage of worried property owners. The good news? Most roofers in Moulton are honest, hardworking pros. This guide helps you spot the bad actors so you can find someone trustworthy.

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Common Residential & Commercial Roofing Scams in Moulton

Be aware of these tactic used by unlicensed operators

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Storm Chaser Scams

Contractors who show up right after a hailstorm or high winds, often from out of state. They pressure you to sign quickly, take a large deposit, and either do shoddy work or vanish before the job is done.

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Insurance Deductible Fraud

A roofer offers to "waive" your deductible or cover it themselves. This is illegal in Texas and is insurance fraud. They often inflate the claim to cover the cost, leaving you on the hook if the insurance company investigates.

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The Lowball Estimate Bait-and-Switch

A roofer gives a suspiciously low quote to win the job, then hits you with surprise charges for materials, tear-off fees, or "unforeseen issues" once work is underway — often doubling the final bill.

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Ghosting After Deposit

The contractor takes a large down payment (sometimes 50% or more), orders cheap materials or none at all, and disappears. Homeowners are left with no roof, no money, and no way to reach the "company."

How to Verify a Professional

1

Insurance

Always request a certificate of insurance directly from the roofer's insurance agent — not a copy handed to you. Verify they carry both general liability insurance (at least $1 million) and workers' compensation coverage to protect you if someone gets injured on your property.

2

Licensing

Texas does not have a statewide roofing license, but Moulton roofers should have a valid Texas Residential Builder License or applicable local permits. Check registration with the Texas Department of Licensing and Regulation (TDLR) at tdlr.texas.gov. Also verify they pull proper permits through Lavaca County.

3

References

Ask for 3 recent local jobs, preferably in Moulton or nearby Lavaca County towns. Call those references and ask about the work quality, timeliness, cleanup, and whether any unexpected costs popped up. Drive by completed projects if possible.

Protection FAQs

Do roofers in Moulton, TX need a license?

Texas does not have a statewide roofing license, but roofers must register with the Texas Department of Licensing and Regulation (TDLR) if they advertise or perform residential roofing. Check TDLR registration online. Additionally, any roofer working in Moulton should pull the proper permits through Lavaca County for structural work.

How much should I pay a roofer upfront in Moulton?

Avoid paying more than 10-15% upfront or the cost of materials delivered to your property. A common scam in the roofing industry is asking for 50% or more before work begins. Tie your payments to completed stages of the job, and never pay the full balance until the work is finished and you're satisfied.

What should a roofing contract include?

A trustworthy contract should include the full scope of work, specific materials and brands, start and completion dates, payment schedule, cleanup and debris removal terms, warranty details (both manufacturer and workmanship), and a clause for handling unexpected damage found during tear-off. Never sign a blank or vague contract.

Is it illegal for a roofer to offer to waive my deductible in Texas?

Yes. Under Texas Insurance Code Section 707.004, it is illegal for a contractor to offer to pay, waive, or rebate any part of your insurance deductible. This constitutes insurance fraud. If a roofer suggests this, walk away immediately. A legitimate roofer will insist you pay your deductible as required by law.

How can I tell if a roofer is a 'storm chaser'?

Storm chasers typically show up within days of a hailstorm, use temporary phone numbers, have no local business address, and pressure you to sign immediately for a "limited-time discount." They often have out-of-state license plates and cannot provide local references. Always vet the company's history and look for an established presence in Moulton or Lavaca County.

What insurance should a Moulton roofer carry?

A reputable roofer should carry both general liability insurance (at least $1 million in coverage) and workers' compensation insurance. General liability protects your property if the roofer damages it. Workers' comp protects you from being held liable if a worker is injured on your property. Request a certificate of insurance directly from their provider to verify.

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Licensed & insured professionals CALL NOW: 1-866-674-2070