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🛡️ Consumer Protection Guide

Avoid Roofing Scams in Spicewood, TX

Your roof is one of the most important investments in your home or business. Unfortunately, roofing scams tend to spike after storms and during busy seasons in Spicewood and across Burnet County. Knowing the warning signs and how to verify a roofer's credentials can save you thousands of dollars and years of headaches. Here’s how to spot bad actors and find professionals you can trust.

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Common Residential & Commercial Roofing Scams in Spicewood

Be aware of these tactic used by unlicensed operators

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Storm Chaser Scam

Out-of-town contractors show up uninvited after a hailstorm or wind event in Spicewood. They offer a free inspection, claim severe damage exists, and pressure you into signing a contract and an insurance assignment agreement on the spot. They often do shoddy work or disappear after collecting payment.

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The “Leftover Materials” Scam

A roofer claims they have “extra materials” from a nearby job and can offer you a steep discount if you act now. They quote a low price, take a deposit, and either never start the work or use cheap, substandard materials that don’t meet code.

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Insurance Fraud / Deductible Waiver

A roofer offers to waive your insurance deductible or claims they can “work with your insurance” to cover everything for free. This is illegal in Texas and can get you investigated for insurance fraud. They may inflate the claim amount, leaving you on the hook if the insurance company pushes back.

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Deposit & Disappear

A contractor demands a large deposit (50% or more) upfront to order materials. After taking your money, they delay repeatedly, give excuses, and eventually stop answering calls. You’re left with no roof work and a hole in your wallet.

How to Verify a Professional

1

Insurance

Ask for a certificate of insurance directly from their insurer, not a photocopy they provide. Verify they carry both general liability insurance (minimum $1 million) and workers' compensation coverage. Call the insurance company listed on the certificate to confirm the policy is active.

2

Licensing

Texas does not have a statewide roofing license, but contractors must register with the Texas Department of Licensing and Regulation (TDLR) if they offer roofing services. Verify their TDLR registration online at tdlr.texas.gov. Also check with Burnet County for any local permit requirements.

3

References

Ask for at least three recent roofing projects in Spicewood or nearby. Contact each reference and ask about work quality, timeline, cleanup, and whether they stayed on budget. Check Google, Yelp, and the Better Business Bureau for patterns of complaints.

Protection FAQs

Is a roofing license required in Texas?

Texas does not have a statewide roofing contractor license, but roofing companies must register with the Texas Department of Licensing and Regulation (TDLR). Always verify their TDLR registration online. Some cities nearby may have additional requirements, so check with Burnet County as well.

How much should I pay upfront for a roofing job in Spicewood?

A reputable roofer will typically ask for 10-15% down or the actual cost of custom-ordered materials. Never pay 50% or more upfront. Staging payments tied to completed milestones (tear-off, installation, final inspection) protect you from losing your money.

What should a roofing contract include?

A solid contract includes: full scope of work, specific material brands and colors, payment schedule, start and completion dates, warranty terms (both manufacturer and workmanship), cleanup plan, and who is responsible for permits. Never sign a contract with blank spaces.

What do I do if a roofer shows up after a storm offering to inspect?

Be very cautious. Legitimate roofers don’t need to door-knock to find work. If you suspect storm damage, call your insurance company first and get a recommended list of local roofers. Get at least three estimates and don’t sign anything on the spot.

How do I check if a roofer is insured?

Ask for a certificate of insurance (COI) sent directly from their insurance agent, not a copy the roofer hands you. Call the insurance company listed on the COI to confirm the policy is active. Make sure they carry both general liability and workers' compensation.

Can a roofer legally waive my insurance deductible in Texas?

No. Texas Insurance Code prohibits roofers from waiving deductibles or offering to cover them. If a roofer suggests this, they are breaking the law. You could be held liable for insurance fraud as well. Walk away immediately.

How long should a roofing warranty last?

Manufacturer warranties typically last 25-50 years for materials. Workmanship warranties from the roofer usually range from 2-10 years. Trustworthy roofers stand behind their work and clearly explain what’s covered and what’s not in writing.

What’s the best way to find a trustworthy roofer in Spicewood?

Start by asking neighbors and local Facebook community groups for referrals. Verify TDLR registration, ask for insurance certificates, check recent references, and read reviews across multiple platforms. Connect with verified professionals through a reputable matching service to save time.

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Licensed & insured professionals CALL NOW: 1-866-674-2070