🛡️ Consumer Protection Guide

Avoid Roofing Scams in Withams, VA

Roofing work is a significant investment for your home or business. Unfortunately, storm chasers and unlicensed contractors often target our community in Accomack County after bad weather. Knowing the warning signs of a roofing scam can save you thousands of dollars and endless frustration. Here’s how to protect yourself when hiring a roofer in Withams.

Licensed & insured professionals CALL NOW: 1-866-674-2070

✓ Verify contractors • ✓ Spot red flags • ✓ Avoid common schemes

Licensed & Insured Pros
Scam-Aware Screening
No Obligation Call
Scam-Aware Tips

Common Residential & Commercial Roofing Scams in Withams

Be aware of these tactic used by unlicensed operators

🚫

The Storm Chaser Scam

After a storm rolls through Accomack County, out-of-town contractors swarm the area. They knock on doors, claim to spot damage you can’t see, and push you to sign a contract immediately. They often take a large deposit and disappear or do shoddy work and leave town.

🚫

The Insurance Fraud Trap

A roofer tells you they’ll handle your insurance claim and offers to waive your deductible. They inflate the damage estimate to the insurance company, pocket the difference, and leave you with subpar work. This is fraud and you can be held liable.

🚫

The Ghost Roofer

A contractor asks for a large down payment (50% or more) to order materials. They start the job, do a small amount of work, and then disappear. You’re left with a tarped roof, an empty bank account, and no way to reach them.

🚫

The “Leftover Materials” Pitch

A crew approaches you saying they just finished a job nearby and have “leftover shingles” they can sell you at a discount. They offer a cheap cash deal with no contract and no permit.

How to Verify a Professional

1

Insurance

Ask for a certificate of insurance directly from their insurance agent. You want to see valid general liability insurance (at least $1 million) and workers’ compensation coverage. Call the insurance company listed on the certificate to confirm the policy is active and hasn’t lapsed.

2

Licensing

Virginia does not have a statewide contractor license for roofing, but Accomack County may require a local business license. Ask for their business license and verify it with the Accomack County Commissioner of Revenue office. Also check with the Virginia Department of Professional and Occupational Regulation (DPOR) for any trade licenses.

3

References

Ask for at least three recent roofing jobs in the Withams or Accomack County area. Call those homeowners and ask about the quality of work, whether the crew showed up on time, if the job stayed on budget, and whether there were any post-job issues.

Protection FAQs

Do roofers in Withams, VA need a license?

Virginia does not have a statewide roofing license, but contractors operating in Accomack County need a local business license from the county. Always ask to see their business license and verify it with the Accomack County Commissioner of Revenue.

What is the typical down payment for a roofing job?

A trustworthy roofer will ask for no more than 10-15% of the total cost or the actual cost of ordering materials. Be very cautious of anyone demanding 50% or more upfront. Never pay in full until the job is complete and you’re satisfied.

Is it legal for a roofer to waive my insurance deductible in Virginia?

No. Virginia law makes it illegal for contractors to waive or offer to pay your insurance deductible. This practice constitutes insurance fraud. Any roofer suggesting this is breaking the law and putting you at risk.

What should I do if a storm chaser shows up at my door?

Politely decline. Don’t sign anything, don’t show them your insurance paperwork, and don’t let them on your roof. Tell them you’ll contact local contractors. Then call your insurance company directly if you suspect damage.

How can I check if a roofer has complaints against them?

Search the Virginia Department of Professional and Occupational Regulation (DPOR) database. Also check with the Better Business Bureau and the Accomack County customer affairs office. Search the company’s name online plus the word “complaints” or “lawsuit.”

What payment method is safest when hiring a roofer?

Paying by credit card offers the best fraud protection. If that’s not an option, use a check payable to the business (not an individual). Avoid cash payments, wire transfers, or prepaid debit cards, as these are untraceable.

Hire with Confidence

Don't take risks with your property. We connect you with pre-screened, licensed professionals in Withams.

Licensed & insured professionals CALL NOW: 1-866-674-2070